Problema Solution

If a merchant deposits $1,500 annually at the end of each tax year in an IRA account paying interest at the rate of 10%/year compounded annually, how much will she have in her account at the end of 25 years?

Answer provided by our tutors

R = $1,500

r = 0.10 or 10%

n = 25

S = future value

S = R[((1 + i)^n - 1)/i]

S = 1500[((1 + 0.10)^25 - 1)/0.10]

S = $147,520.59

After 25 years the merchant will have $147,520.59 in her account.