Problema Solution

Sarah Wiggum would like to make a single investment and have $2.0 million at the time of her retirement in 35 years. She has found a mutual fund that will earn 4 percent annually. How much will Sarah have to invest today? If Sarah earned an annual return of 14 percent, how soon could she retire?

Answer provided by our tutors

A = $2,000,000.00 the future value


t = 35 years


r = 0.04 or 4% the annual rate


P = the principal


A = P(1 + r)^t


P = A/((1 + r)^t)


Plug the values:


P = 2000000/((1 + 0.04)^35)

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P = $506,830.942


Sara will have to invest $506,830.942 today.


If the annual return is r = 0.14 or 14%, the principal P = $506,830.942 and we need to find the time t:


2000000=506830.942((1 + 0.14)^t)


506830.942((1 + 0.14)^t) = 2000000


1.14^t = 2000000/506830.942

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t = 10.48 years


She could retire in 10.48 years.