Problema Solution

If a house sells for $107,000.00 with an interest rate of 41/2% what is the monthly payment for.

a. 15 years

b. 12 years

Answer provided by our tutors

Principal Amount=$107,000.00

Rate=4(1/2)%

Rate per month=9/24=0.375

EMI=(P*r*(1+r)^n)/(1+r)^n-1

i)Time (in months)=15*12=180

EMI=(107000*0.375*(1.375)^180)/(1.375)^180-1

which gives,EMI=$818.54

ii)Time (in months)=12*12=144

Similarly, Substituting values in formulae we get EMI=$963.01