Problema Solution

4. Val Hooper deposited $11,600 in the bank on January 1 a few years ago. The bank pays an

interest rate of 10% compounded annually, and the deposit is now worth $30,052. For how

many years has the deposit been invested?

Answer provided by our tutors

t = ? the number of years

A = $30,052 the future value after t year

P = $11,600 is the principal

m = 1 the number of compounding periods per year

n = m*t = t the number of compounding periods

r = 0.1 or 10% the annual interest rate

i = r/m = r = 0.1 interest rate per period


A = P(1 + r)^n


A = P(1 + r)^t


(1 + r)^t = A/P


t log (1 + r) = log (A/P)


t = (log(A/P))/(log(1 + r))


t = (log (30052/11600))/(log 1.1)


t = 9.98764 years


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the deposit has been invested for 9.98764 years.