Problema Solution

What is the present value of $73,000 in 11 years if the interest rate is 8% compounded semiannually? (Points : 2.5)

Answer provided by our tutors

A = the present value;

P = $73,000 is the principal value;

r = 0.08 or 8% interest rate;

m = 2 is the number of compounding periods per year;

t = 11 years;

i = r/m = 0.08/2 = 0.04 is the interest rate per period;

n = mt = 2*11 = 22 is the number of compounding periods;


A = P(1 + i)^n


A = 73000(1 + 0.04)^22


A = $173,004.072


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the amount after 11 years compounded semiannually is $173,004.072.