Problema Solution

A sum of $5,000 deposited in an account grows to $7,000 in 3 years. Assuming annual compounding, what interest rate is being paid? (Give your answer correct to 1 decimal place.)

Answer provided by our tutors

P = $5,000 the principal

r = the annual interest rate that we need to find

m = 1 compounding period per year

i = r/m = r/1 = r interest rate per period

t = 3 years the number of years

n = t*m = 3*1 = 3 total number of compounding periods

A = $7,000 future value


A = P(1 + i)^n


7000 = 5000(1 + r)^3


5000(1 + r)^3 = 7000 divide both sides by 5000


(1 + r)^3 = 7/5


by solving we find


r = 0.1187


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0.1187 is 11.87% or rounded to 1 decimal place is 11.9%.