Problema Solution

Barry bought a new television set for $475. He paid nothing down but agreed to payments of $41.31 per month for 12 months. Find the finance charge and the annual percentage rate for the loan.

Answer provided by our tutors

the finance charge = 41.31*12 - 475


the finance charge = $20.72


the annual percentage rate = (20.72/475)*100


the annual percentage rate = 4.36%