Problema Solution

$100 to invest at 8% per annum compound monthly, how long will it be before $150? If the compound is continuous, how long?

Answer provided by our tutors

P = $100

r = 0.08 or 8% annual rate

A = $150 the future value


- Compounded monthly


i = 0.08/12 = 0.04/3 interest rate per month

n = total number of months


A = P(1 + i)^n


150 = 100(1 + 0.04/3)^n


100(1 + 0.04/3)^n = 150


(1 + 0.04/3)^n = 150/100


n = log(1.5)/log(1 + 0.04/3)


by solving we find


n = 30.6 months


n = 2 years 6.6 months


n = 2.55 years


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- Continuous compounding


t = the number of years


A = P*e^(r*t)


150 = 100e^(0.08t)


100e^(0.08t) = 150


t = (1/0.08)(ln(1.5))


t = 5.07 years