Problema Solution

2 certificates of deposit pay interest rates that differ by 4%. for the first cd, the money is invested for a year and earned $480 interest. for the second cd the same amount of money invested earned $800 in a year.

What is the interest rate of the second cd?

Answer provided by our tutors

let


x = the interest rate for the first certificate, x>0

x + 0.04 = the interest rate for the second certificate

a = the amount of money invested


or the first cd, the money is invested for a year and earned $480 interest


x*a = 480


a = 480/x


for the second cd the same amount of money invested earned $800 in a year


(x + 0.04)*a = 800


plug a = 480/x into the last equation


(x + 0.04)*(480/x) = 800


by solving we find


x = 0.06


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0.06 + 0.04 = 0.1 or 10%


the interest rate of the second cd is 10%.