Problema Solution

An amount of $21,000 is borrowed for 12 years at 6.25% interest, compounded annually. If the loan is paid in full at the end of that period, how much must be paid back?

Answer provided by our tutors

P = $21,000 the principle

i = 6.25% or 0.0625

t = 12 years

A = the future value (the sum that must be paid back)


A = P(1 + i)^t


A = 21000(1 + 0.0625)^12


A = $43,467.69


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$43,467.69 must be paid back.