Problema Solution

Assume a 24-month CD purchased for $2000 pays an APY of 3.25% (and of course interest is compounded). How much do you have at maturity? (Round your answer to the nearest cent.)

Answer provided by our tutors

t = 24 moths = 24/12 years = 2 years


APY = 0.0325 or 3.25%


P = $2,000 is the princiapl


A = maturity


Balance after t years = Principal(1 + APY)^t


A = P(1 + APY)^t


A = 2000(1 + 0.0325)^2


A = $2,132.11


after 24-moths the maturity is $2,132.11.