Problema Solution

How much money would need to be deposited into an account earning 5.25% interest compounded annually in order for the accumulated value at the end of 25 years to be $75,000?

Answer provided by our tutors

P = the principle


i = 5.25% or 0.0525


A = $75,000 the future value


t = 25 years


A = P(1 + i)^t


P(1 + i)^t = A


P(1 + 0.0525)^25 = 75000


by solving we find:


P = $20,869.34


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$20,869.34 need to be deposited.