Problema Solution

Megan is applying for a scholarship currently valued at $5000. If she is awarded it at the end of next year, how much is the scholarship worth in today’s dollars, assuming inflation of 3 percent?

Answer provided by our tutors

The reduced amount is computed using the standard present value formula:


Reduced amount = amount/(1 + inflation rate)^number years


5000 = amount/(1 + 0.03)^1


Let 'x' represent the amount:


x/(1 + 0.03) = 5000

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x = $5,150


The scholarship is worth $5,150 in today’s dollars.