Problema Solution

What is the present value of $3,500 per year for 8 years discounted back to the present at 9 percent?

Answer provided by our tutors

Let


P = the present value


t = 8 years


r = 0.09 or 9% annual rate


A = $3,500 the future value


A = P(1 + r)^t


P = A/(1 + r)^t


P = 3500/(1 + 0.09)^8

........


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........

P = $1,756.53


The present value is $1,756.53.