Problema Solution

Ariana put $37,000 in an educational account on the day her daughter was born. If the account earned 5.35% interest compounded monthly, what was the total in the account when her daughter turned 18? Round the final answer to the nearest cent

Answer provided by our tutors

P = $37,000 the principal

r = 0.0535 or 5.35% interest

m = 12 compounding period per year (compounded monthly)

i = 0.0535/12 interest rate per period

t = 18 years

n = t*m = 18*12 = 216 total number of compounding periods

A = future value

A = P(1 + i)^n

A = 37000(1 + 0.0535/12)^216

........

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A = $597,290

After 18 years the total in the account will be $597,290.