Problema Solution

Suppose you have

$13,000

to invest. Which of the two rates would yield the larger amount in

1 year​:

8%

compounded

monthly

or

7.89%

compounded​ continuously?

Answer provided by our tutors

P = $13,000

t = 1 year

A = the future value

Compounded monthly at rate of r = 0.08 or 8%:

A = P(1 + r/12)^t

A = 13000(1 + 0.08/12)

A = $13,086.67

Compounded​ continuously at rate of r = 0.08 or 8%:

A=Pe^(rt)

A=13000e^(0.08*1)

A = $14,082.73

Since 14,082.73 > 13,086.67 the continuous compounding will yield the largest amount.