Problema Solution

The interest on a car loan is advertised to be 6.25% per year compounded monthly. If you plan on taking out a loan of 15,000 to buy a car and repaying the loan 4 years later, how much will you owe at that time?

Answer provided by our tutors

P = $15,000

r = 0.0625 or 6.25%

t = 4 years

A = the future value

A = P(1 + r/12)^(12t)

A = 15000(1 + 0.0625/12)^(12*4)

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click here to see the calculation for A

........

A = $19,248

After 4 years you will owe $19,248.