Problema Solution

Jan Cain deposited $19,500 in the bank on January 1, 1995, at an interest rate of 12% com-

pounded annually. How much has accumulated in the account by January1, 2012?

Answer provided by our tutors

A = the future value after 17 year


P = $19,500 is the principal

r = 0.12 or 12% the annual rate

t = 17 year the number of years

m = 1 the number of compounding periods per year

n = m*t = 17 the number of compounding periods

i = r/m = 0.12 interest rate per period


A = P(1 + i)^n


A = 19500(1 + 0.12)^17


A = $133,887.797


after 17 years the account will have $133,887.797.