Problema Solution

Mark Schultz deposited $43,200 in the bank on January 1, 2002. On January 2, 2012, this

deposit has accumulated to $84,974. Interest is compounded annually on the account. What

rate of interest did Mark earn on the deposit?

Answer provided by our tutors

A = $84,974 the future value after 10 year

P = $43,200 is the principal

t = 10 year the number of years

m = 1 the number of compounding periods per year

n = m*t = 10 the number of compounding periods

i = r/m = r interest rate per period

r = ? the annual interest rate


A = P(1 + r)^n


r = (A/P)^(1/n) - 1


r = (84974/43200)^(1/10) - 1


r = 0.06999 or 6.999%


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Mark earned 6.999% rate of interest on the deposit.