Problema Solution

The cost of a house is $98,000. The down payment is $16,000, the interest rate is 61 over 2 %, and the loan period is 25 years. What is the monthly mortgage payment?

Answer provided by our tutors

P = 98,000 - 16,000 = $82,000

r = 61/2 = 30.5% or 0.305

i = 0.305/12

t = 25 years

n = 12*25 = 300 monthly payments

R = monthly payment


R = (P*i)/(1 - (1 + i)^(-n))


R = 82000*( 0.305/12)/(1 - (1 + 0.305/12)^(-300))


R = $2,085.29


click here to see the step by step solution of the equation


Click to see all the steps