Problema Solution

A company will need $65,000 in 6 years for an addition. To meet this goal, the company deposits money in an account today that pays 7% annual interest compound quarterly. Find the amount that should be invested to total $65,000 in 6 years.

Answer provided by our tutors

Let


P = the principal (the amount to invest)


r = 0.07 or 7% annual interest rate


t = 6 years


n = 4*t = 4*6 = 24 compounding periods (the account is compounded quarterly)


A = $65,000 future value


A = P(1 + r/4)^n


P = A/((1 + r/4)^n)


P = 65000/((1 + 0.07/4)^24)


P = $42,863.47



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The amount that should be invested is $42,863.47.